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1. Who
do I contact for general information and questions on using
the Mortgage Resource Group service?
2.Do
I have to own a home to get a loan?
3. What
states do you do business in?
4. After
I apply for a loan, what should I expect?
5. Can
I get a Personal Loan from your company?
6. Are
the interest rates at Mortgage Resource Group really
that low?
7. I've
had past credit problems, will I qualify for a loan?
8. Should
I apply online or by phone?
9. Why
is it that Mortgage Resource Group is not concerned
with my credit history?
10. Does
Mortgage Resource Group share client information with
other companies?
11. Is
there a cost to submitting a loan application?
12. How
is applying online different from a regular application?
13. Will
I have to pay up front fees?
14. Do
I need to go to your offices and fill out lengthy paperwork
to get my loan?
15. Can
I use cash from the home equity loan for any purpose?
16. Can
I receive a home equity, refinance or debt consolidation
loan if I currently have a mortgage(s)?
17. Can
I qualify if I'm self-employed and do not show a lot of
income on my tax returns?
18. Is
the interest on my loan tax deductible?
19. Once
my online application is approved, how long before I
actually receive my money.
| Answers
to common questions |
1. Who do I contact for general information and questions
on using Mortgage Resource Group
A. If you have any questions prior to submitting your
online application, we recommend that you review all the
questions and answers contained within this page. More
than likely, you will find the answer to your question
here. However, if you are unable to find the answer to
your specific question, simply include your question in
the "comments box" provided on our online
application
2. Do I have to own a home to get a loan?
A. Yes and No. If you are seeking a Home
Equity, Debt Consolidation or Refinance loan,
then home ownership is a requirement. However, you do not
have to own a home to qualify for a Purchase loan.
3. What states do you do business in?
4. After I apply for a loan, what should I expect?
online
loan application has been received, you will get
notification from Mortgage Resource Group that your
loan application is being reviewed, and we will have an
answer for you in as little as thirty minutes.
5. Can I get a Personal Loan, from your company?
A. No. Unfortunately we currently do
not offer personal loans as an option.
6. Are the interest rates at Mortgage Resource Group
really that low?
A. Yes, they are! Your specific low interest rate
depends on factors such as the type of loan you desire,
the amount of equity in your home, and your credit report.
To find out the low interest rate you will receive, apply
online right now to receive your pre-approval by email
within as little as thirty minutes. Or, call our friendly
loan professionals toll-free at Mortgage Resource Group
to receive pre-approval by phone in as little as 30
minutes!
7. I've had past credit problems, will I qualify for a
loan?
A. Yes! We have loan programs to fit almost any
situation regardless of past credit problems.
Bankruptcies, judgements and tax liens...etc, will not
prevent our loan experts from helping you obtain approval
for the low interest loan that you deserve. Even if you
are in foreclosure, there is a good chance that we can
help you.
8. Should I apply online
or by phone?
A. Whether you apply online
or by phone, both are simple and free! Our web site offers
you the convenience of submitting your application online
at your own pace. Please note: applying online does
not mean that you won't have the opportunity to speak
directly to one of our trained loan specialists. In fact,
submitting an online application will actually assist in
expediting the loan process. Necessary information will
already be available to the loan specialist handling your
request, that would otherwise have to be taken via
telephone.
9. Why is it that Mortgage Resource Group is not
concerned with my credit history?
10. Does Mortgage Resource Group share client
information with other companies?
application
is in process you can be guaranteed that all client
information will be protected so that you are the only
person to view your data, along with only those
individuals requiring the information to approve your
loan.
11. Is there a cost to submitting a loan application?
loan
application. The process is 100% free.
12. How is applying online different from a regular
application?
Applying
online with Mortgage Resource Group gives you the
convenience and comfort of transacting your business
wherever you are and at your own pace.
13. Will I have to pay up front fees?
14. Do I need to go to your offices and fill out lengthy
paperwork to get my loan?
application,
your approval, and signing of final documents are all done
from the comfort of your own home. It's simple and free!
15. Can I use cash from the home equity loan for any
purpose?
A. Yes, in most cases you can use your loan for any
purpose. Consolidate your bills, make home improvements,
take a vacation, buy a car or boat, start a new
business... it's up to you!
16. Can I receive a home equity loan, refinance loan or
debt consolidation if I currently have a first and/or second
mortgage on my home?
17. Can I qualify if I'm self-employed and do not show a
lot of income on my tax returns?
18. Is the interest on my loan tax deductible?
19. Once my online application is approved, how long
before I actually receive my money?
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