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Specialists | FAQ's
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When buying a house, you may get pre-qualified or pre-approved. You
can typically get pre-qualified over the phone or on the Internet in
a few minutes. A pre-qualification is not as beneficial as a
pre-approval where you have to go through a more rigorous process
which includes verification of your credit, income, assets and
liabilities. It is highly recommended that you get pre-approved
before you start looking for a house. This will help you:
- Find out the maximum house you can buy, so you don't waste
time looking for properties you can not afford.
- Puts you in a stronger position when you are negotiating with
the seller, because the seller knows that your loan is already
approved.
- Helps you close quickly, since your loan is already approved.
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Amortization
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